What's the Right % of Income to Put Towards Your Mortgage?
What percentage of your income should go towards your mortgage? Mortgage lenders follow specific affordability guidelines when approving a person for a mortgage. The guidelines make good intuitive sense, and you can use them to help you plan for a comfortable mortgage payment. Here are the four mos
Refinancing at a Higher Interest Rate?
Like many homeowners, to me, refinancing at the same or higher interest rate makes almost no sense, and it may not be a common strategy, as it usually means paying more in interest over the life of the loan. However, I have heard it works when the right circumstances are present and I wanted to kno
Where will you get your down payment?
Are you thinking about purchasing a new home in Utah, but worried about where you will get your down payment? Well, one of the good things about living in Utah is there are several options out there for you depending on your income level. You can research these options on your own, keep reading fo
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